[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.festigo.sk\/vyvoj-penazi\/#Article","mainEntityOfPage":"https:\/\/www.festigo.sk\/vyvoj-penazi\/","headline":"V\u00fdvoj pe\u0148az\u00ed","name":"V\u00fdvoj pe\u0148az\u00ed","description":"Peniaze umo\u017e\u0148uj\u00fa \u013eu\u010fom obchodova\u0165 s tovarom a slu\u017ebami, ch\u00e1pa\u0165 cenu tovaru a d\u00e1vaj\u00fa n\u00e1m sp\u00f4sob, ako u\u0161etri\u0165 na v\u00e4\u010d\u0161ie n\u00e1kupy v bud\u00facnosti. Peniaze s\u00fa cenn\u00e9 len preto, \u017ee ka\u017ed\u00fd vie, \u017ee v\u0161etci […]","datePublished":"2025-02-25","dateModified":"2025-02-25","author":{"@type":"Person","@id":"https:\/\/www.festigo.sk\/author\/#Person","name":"","url":"https:\/\/www.festigo.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/68b3ed45b3ae6ecdad6bfa25b4077e93536d7764172b2830acbdb661d7242512?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/68b3ed45b3ae6ecdad6bfa25b4077e93536d7764172b2830acbdb661d7242512?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"festigo.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.festigo.sk\/wp-content\/uploads\/img_a299798_w16668_t1556287048.jpg","url":"https:\/\/www.festigo.sk\/wp-content\/uploads\/img_a299798_w16668_t1556287048.jpg","height":0,"width":0},"url":"https:\/\/www.festigo.sk\/vyvoj-penazi\/","about":["Peniaze"],"wordCount":492,"articleBody":"Peniaze umo\u017e\u0148uj\u00fa \u013eu\u010fom obchodova\u0165 s tovarom a slu\u017ebami, ch\u00e1pa\u0165 cenu tovaru a d\u00e1vaj\u00fa n\u00e1m sp\u00f4sob, ako u\u0161etri\u0165 na v\u00e4\u010d\u0161ie n\u00e1kupy v bud\u00facnosti. Peniaze s\u00fa cenn\u00e9 len preto, \u017ee ka\u017ed\u00fd vie, \u017ee v\u0161etci ostatn\u00ed ich akceptuj\u00fa ako sp\u00f4sob platby – po\u010fme sa pozrie\u0165, ako sa peniaze vyv\u00edjali a\u00a0ako ich pou\u017e\u00edvame dnes.\u00a0SVET BEZ SKUTO\u010cN\u00ddCH PE\u0147AZ\u00cdPeniaze s\u00fa s\u00fa\u010das\u0165ou \u013eudskej hist\u00f3rie minim\u00e1lne posledn\u00fdch 3000 rokov. Predt\u00fdm sa predpoklad\u00e1, \u017ee sa bol zau\u017e\u00edvan\u00fd syst\u00e9m v\u00fdmeny \u2013 \u201eBARTERING\u201c.Ide o priamy obchod s tovarom a slu\u017ebami \u2013 napr. poskytnem niekomu 5 kg zemiakov a\u00a0on mi za to pom\u00f4\u017ee opravi\u0165 auto. Mus\u00edte si v\u017edy n\u00e1js\u0165 niekoho, kto je ochotn\u00fd vymeni\u0165 si nie\u010do s vami. Tento obchodovan\u00fd tovar sl\u00fa\u017eil ako prostriedok v\u00fdmeny, aj ke\u010f jednotkov\u00e9 hodnoty si neboli rovn\u00e9. Roz\u0161\u00edril sa po celom svete a v niektor\u00fdch \u010dastiach sveta st\u00e1le pretrv\u00e1va.PRV\u00c9 PENIAZEV roku 600 pred na\u0161\u00edm letopo\u010dtom sa vo svete, v\u00a0L\u00fddii, prv\u00fdkr\u00e1t objavila minca ako tak\u00e1. Mince boli vyroben\u00e9 zo zmesi striebra a zlata, ktor\u00e1 sa vyskytuje prirodzene. Tento krok pomohol krajine zv\u00fd\u0161i\u0165 tak vn\u00fatorn\u00fd, ako aj zahrani\u010dn\u00fd obchod, \u010d\u00edm sa stala jednou z najbohat\u0161\u00edch r\u00ed\u0161 v Malej \u00c1zii.Okolo roku 700 pred na\u0161\u00edm letopo\u010dtom, \u010c\u00ed\u0148ania sa presunuli z minc\u00ed na papierov\u00e9 peniaze. Eur\u00f3pania v\u0161ak st\u00e1le pou\u017e\u00edvali mince a\u017e do 16. storo\u010dia, pom\u00e1hali pri z\u00edskavan\u00ed drah\u00fdch kovov z kol\u00f3ni\u00ed, aby st\u00e1le razili viac a viac pe\u0148az\u00ed. Nakoniec, banky za\u010dali pou\u017e\u00edva\u0165 bankovky pre vkladate\u013eov a dl\u017en\u00edkov. Tieto bankovky m\u00f4\u017eu by\u0165 kedyko\u013evek preveden\u00e9 do banky a vymenen\u00e9 za nomin\u00e1lne hodnoty v strieborn\u00fdch alebo zlat\u00fdch minciach. Papierov\u00e9 peniaze boli pou\u017e\u00edvan\u00e9 na n\u00e1kup tovaru a fungovali podobne ako funguj\u00fa dnes, ale boli vydan\u00e9 bankami a s\u00fakromn\u00fdmi in\u0161tit\u00faciami, nie vl\u00e1dou, ktor\u00e1 je teraz zodpovedn\u00e1 za vyd\u00e1vanie meny vo v\u00e4\u010d\u0161ine kraj\u00edn. Prv\u00e1 papierov\u00e1 mena vydan\u00e1 eur\u00f3pskymi vl\u00e1dami bola v skuto\u010dnosti vydan\u00e1 v Severnej Amerike.Prechod na papierov\u00e9 peniaze v Eur\u00f3pe zv\u00fd\u0161il objem medzin\u00e1rodn\u00e9ho obchodu. Banky a vl\u00e1dnuce triedy za\u010dali kupova\u0165 meny z in\u00fdch kraj\u00edn. Stabilita konkr\u00e9tnej monarchie alebo vl\u00e1dy ovplyvnila hodnotu meny krajiny a schopnos\u0165 tejto krajiny obchodova\u0165 na trhu. Konkurencia medzi krajinami \u010dasto viedla k menov\u00fdm vojn\u00e1m.INTERNETOV\u00c9 PLATBYV 21. storo\u010d\u00ed vznikli dve ru\u0161iv\u00e9 formy: mobiln\u00e9 platby a virtu\u00e1lna mena. Mobiln\u00e1 platba je sp\u00f4sob, kde peniaze za produkt alebo slu\u017ebu prev\u00e1dzame prostredn\u00edctvom prenosn\u00e9ho elektronick\u00e9ho zariadenia, napr\u00edklad mobiln\u00e9ho telef\u00f3nu alebo tabletu. M\u00f4\u017ee by\u0165 tie\u017e pou\u017eit\u00e1 na posielanie pe\u0148az\u00ed priate\u013eom alebo \u010dlenom rodiny.                                                                                                                                                                                                                                                                                                                                                                                        3.2\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u00fdvoj pe\u0148az\u00ed","item":"https:\/\/www.festigo.sk\/vyvoj-penazi\/#breadcrumbitem"}]}]