[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.festigo.sk\/povinne-zmluvne-poistenie\/#Article","mainEntityOfPage":"https:\/\/www.festigo.sk\/povinne-zmluvne-poistenie\/","headline":"Povinn\u00e9 zmluvn\u00e9 poistenie","name":"Povinn\u00e9 zmluvn\u00e9 poistenie","description":"\u010co je PZP? PZP je poistenie pre v\u00e1s a va\u0161e auto. Pokia\u013e sa stane, \u017ee va\u0161e auto po\u0161kod\u00ed svojou prev\u00e1dzkou in\u00e9 vozidlo, popr\u00edpade nie\u010d\u00ed majetok, tak va\u0161e poistenie pokr\u00fdva n\u00e1hradu \u0161kody tretej […]","datePublished":"2019-04-26","dateModified":"2019-04-26","author":{"@type":"Person","@id":"https:\/\/www.festigo.sk\/author\/#Person","name":"","url":"https:\/\/www.festigo.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/68b3ed45b3ae6ecdad6bfa25b4077e93536d7764172b2830acbdb661d7242512?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/68b3ed45b3ae6ecdad6bfa25b4077e93536d7764172b2830acbdb661d7242512?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"festigo.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.festigo.sk\/wp-content\/uploads\/img_a299897_w16610_t1556358146.jpg","url":"https:\/\/www.festigo.sk\/wp-content\/uploads\/img_a299897_w16610_t1556358146.jpg","height":0,"width":0},"url":"https:\/\/www.festigo.sk\/povinne-zmluvne-poistenie\/","wordCount":382,"articleBody":"  \u010co je PZP? PZP je poistenie pre v\u00e1s a va\u0161e auto. Pokia\u013e sa stane, \u017ee va\u0161e auto po\u0161kod\u00ed svojou prev\u00e1dzkou in\u00e9 vozidlo, popr\u00edpade nie\u010d\u00ed majetok, tak va\u0161e poistenie pokr\u00fdva n\u00e1hradu \u0161kody tretej strane. Ka\u017ed\u00fd jeden vodi\u010d je zodpovedn\u00fd za v\u0161etky \u0161kody, ktor\u00e9 jeho vozidlo sp\u00f4sob\u00ed svojou prev\u00e1dzkou. Poistenie je povinn\u00e9 pr\u00e1ve preto, aby chr\u00e1nilo obete dopravn\u00fdch neh\u00f4d a \u0161kodov\u00fdch udalost\u00ed. Pre\u010do mus\u00edm ma\u0165 uzatvoren\u00e9 PZP? T\u00fato povinnos\u0165 ur\u010duje z\u00e1kon. Pokia\u013e by ste ako majite\u013e auta neuzatvorili PZP, tak by ste so sto percentnou pravdepodobnos\u0165ou dostali pokutu do v\u00fd\u0161ky a\u017e tri tis\u00edc eur. Okrem toho by ste museli hradi\u0165 n\u00e1hradu \u0161kody taktie\u017e zo svojho vrecka. V kone\u010dnom d\u00f4sledku je v\u0161ak platenie poistenia omnoho v\u00fdhodnej\u0161ie, ne\u017e prepl\u00e1canie plnej v\u00fd\u0161ky sp\u00f4sobnej \u0161kody. Ak\u00fd je \u00fazemn\u00fd rozsah poistenia? PZP sa vz\u0165ahuje na \u0161kodu, ktor\u00e1 je sp\u00f4soben\u00e1 v na\u0161ej republike, v \u0161t\u00e1toch Eur\u00f3pskej \u00fanie, alebo v \u0161t\u00e1toch, v ktor\u00fdch bola uzatvoren\u00e1 vz\u00e1jomn\u00e1 dohoda o vyrovn\u00e1van\u00ed n\u00e1rokov na n\u00e1hradu \u0161kody sp\u00f4sobenej prev\u00e1dzkou motorov\u00e9ho vozidla. Ak\u00e9 s\u00fa limity poistn\u00e9ho plnenia? Limit a\u017e dva a p\u00f3l mili\u00f3na eur za \u0161kodu na zdrav\u00ed a a\u017e sedemsto tis\u00edc za \u0161kodu vzniknut\u00fa po\u0161koden\u00edm \u010di zni\u010den\u00edm cudzej veci. \u010co ak skon\u010dila platnos\u0165 PZP? Vozidlo bez platn\u00e9ho poistenia nesmie by\u0165 \u00fa\u010dastn\u00e9 na prem\u00e1vke. Vo v\u0161eobecnosti v\u0161ak plat\u00ed, \u017ee ak k\u00fapite vozidlo, PZP uzatvoren\u00e9 ma\u0165 mus\u00ed, bez oh\u013eadu na to, \u010di ide o funk\u010dn\u00e9, \u010di nepojazdn\u00e9 vozidlo. Kedy mus\u00edm uzavrie\u0165 PZP? Najnesk\u00f4r prv\u00fd de\u0148 pou\u017eitia auta. Kedy dostanem bielu a zelen\u00fa kartu? Uveden\u00e9 dokumenty dostanete okam\u017eite po uzatvoren\u00ed poistenia a to na mailov\u00fa adresu, ktor\u00fa uvediete pri \u017eiadosti. Tak\u00e9to karty maj\u00fa platnos\u0165 maxim\u00e1lne tridsa\u0165 dn\u00ed. Do tohto term\u00ednu v\u00e1m pois\u0165ov\u0148a za\u0161le origin\u00e1lne karty, ktor\u00e9 budete pou\u017e\u00edva\u0165. Na \u010do potrebujem tieto karty? S\u00fa to potvrdenia o PZP. Biela karta je potvrdenie na \u00fazem\u00ed na\u0161ej republiky a zelen\u00fa kartu budete potrebova\u0165 pri n\u00e1v\u0161teve zahrani\u010dia.                                                                                                                                                                                                                                                                                                                                                                                         4.1\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Povinn\u00e9 zmluvn\u00e9 poistenie","item":"https:\/\/www.festigo.sk\/povinne-zmluvne-poistenie\/#breadcrumbitem"}]}]